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Success Stories 

Our Members Say

Denise Pate shares her success story working with Elbow Room
"Holly was persistent and demanding to insure my PSLF application was in before the October deadline. She believed that my loan should have been forgiven long ago and she was right! I can't thank Elbow Room enough. With my improved debt-to-income ratio, I can finally shop for a condo."

Denise Pate, Director of Community Investments 

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Linda Person  shares her success story working with Elbow Room
"I am delighted to share with you that my Student Loan debt has been forgiven!

Holly Friar, CEO of ELBOW ROOM, gave me some awesome advice as to how to connect with the government and begin the communication process to end my student loan debt.

Holly was instrumental in guiding me through the web of information and directed me to the right connections. After several weeks of connecting with the Department of Education, filing for assistance, and hours on the internet, my prayers were answered. As of April 8, 2024 (after 24 years of paying $300-$400 a month), my debt was paid in full. Hallelujah, praise GOD! Please connect with this awesome organization as they have the “right stuff” to start you on the right path. Their advice was definitely instrumental to ending my student loan debt. HIGH FIVE TO ELBOWROOM

Thank you Holly"

Linda Person,  Director ofCommunity Investments 

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"The Elbow Room is an incredible non profit we need more people poring into. The Elbow Room has personally impacted my life everyday. I no longer worry about the past student debt that was crushing me every month, and the lawsuit that was weighing heavily on my dad and I everyday. I have more hope in strangers that decided to donate to this amazing non profit, and I feel an eternal peace about my family’s future and direction. I cannot ever thank or repay the kindness and generosity that The Elbow Room has given me and my family.
Thank you"

Courtenay E., Nurse

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